Overview of Our Copyright Policy

This Copyright Policy outlines the terms under which content, materials, and intellectual property found on Harco Bank's website and mobile applications (collectively, "Digital Platforms") can be used. By accessing or using our Digital Platforms, you agree to comply with the terms of this policy.

All content on Harco Bank's Digital Platforms is protected by copyright laws. Unauthorized use, reproduction, or distribution of our content is strictly prohibited.

Ownership of Content

Unless otherwise stated, all content, including but not limited to text, graphics, logos, images, audio clips, video clips, digital downloads, data compilations, and software, is the property of **The Haryana State Co-Operative Apex Bank Ltd. (Harco Bank)** or its content suppliers and is protected by Indian and international copyright laws.

The compilation of all content on these Digital Platforms is the exclusive property of Harco Bank and protected by copyright laws.

Permitted Use

You may:

• View and display the content on your computer or mobile device for your personal, non-commercial use.
• Print or download portions of the content for your personal, non-commercial use, provided you keep intact all copyright and other proprietary notices.
• Share links to our content on social media or other platforms, provided you attribute the source to Harco Bank.

Prohibited Use

You may not:

• Reproduce, modify, distribute, transmit, display, perform, publish, license, create derivative works from, transfer, or sell any content obtained from our Digital Platforms without the prior written consent of Harco Bank.
• Use any content for commercial purposes, including but not limited to selling, licensing, or exploiting it in any way.
• Remove any copyright, trademark, or other proprietary notices from any content.
• Use data mining, robots, or similar data gathering and extraction tools on our Digital Platforms.
• Access or attempt to access areas of our Digital Platforms not intended for public access, or interfere with the security or proper functioning of our Digital Platforms.

Trademarks

The Harco Bank name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of The Haryana State Co-Operative Apex Bank Ltd. or its affiliates or licensors. You must not use such marks without the prior written permission of Harco Bank. All other names, logos, product and service names, designs, and slogans on these Digital Platforms are the trademarks of their respective owners.

Reporting Copyright Infringement

If you believe that any content on our Digital Platforms infringes upon your copyright, please notify us immediately with the following information:

• A description of the copyrighted work you claim has been infringed.
• The URL or exact location on our Digital Platforms where the infringing material is located.
• Your contact information (name, address, telephone number, and email address).
• A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law.
• A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.

Please send your copyright infringement notices to:

**Legal Department, Harco Bank**
SCO 78-80, Bank Square,
Sector 17-B, Chandigarh-160017, India
Email: legal@harcobank.org.in

Changes to This Policy

Harco Bank reserves the right to modify this Copyright Policy at any time. Any changes will be effective immediately upon posting the revised policy on our Digital Platforms. We encourage you to review this policy periodically to stay informed about how we protect our intellectual property.

Last Updated: June 27, 2025