KYC (Know Your Customer)
Ensure secure and compliant banking with Harco Bank's KYC process.
What is KYC?
KYC, or 'Know Your Customer,' is a mandatory process for any financial institution to verify the identity and address of its clients. This process helps banks to understand their customers better, manage risks, and prevent illegal activities like money laundering and terrorist financing. It is a regulatory requirement imposed by the Reserve Bank of India (RBI) and is crucial for maintaining the integrity of the financial system.
Harco Bank adheres strictly to KYC norms to protect both the bank and its customers from potential financial crimes. Completing your KYC is essential for seamless banking operations, including opening accounts, making large transactions, and availing various banking services.
Importance of KYC
Fraud Prevention
Helps in identifying and preventing fraudulent activities and identity theft.
Regulatory Compliance
Ensures adherence to guidelines set by the RBI and other regulatory bodies.
Combating Money Laundering
Crucial for preventing the use of banking channels for illicit financial flows.
Enhanced Trust
Builds trust between the bank and its customers by ensuring transparency.
Smooth Operations
A completed KYC enables you to access all banking services without hindrance.
Personalized Services
Helps the bank to offer services tailored to your financial profile.
Documents Required for KYC
Proof of Identity (POI)
- Passport
- PAN Card
- Driving License
- Aadhaar Card
- Voter's ID Card
Proof of Address (POA)
- Passport
- Driving License
- Aadhaar Card
- Voter's ID Card
- Utility Bills (Electricity, Telephone, Gas - not older than 3 months)
- Bank account statement (not older than 3 months)
KYC Process at Harco Bank
Visit a Branch
Visit your nearest Harco Bank branch with the required original documents and their self-attested copies.
Fill KYC Form
Fill out the KYC application form provided at the branch. Our staff will assist you if needed.
Document Verification
Submit the filled form along with copies of your documents. Originals will be verified and returned to you.
Biometric Verification (if applicable)
For Aadhaar-based KYC, biometric verification may be required.
KYC Completion
Once verified, your KYC process will be complete, and your account will be updated.
Frequently Asked Questions
Complete your KYC for uninterrupted banking services!
Visit your nearest Harco Bank branch today to complete your KYC process and enjoy all our banking facilities without any hassle.
Contact UsContact US
We're here to help! Reach out to us through the following channels or find your nearest branch.
Get In Touch
Call Us
- Customer Care: 0172-2713293
- CUSTOMER CARE NUMBER FOR DIGITAL SERVICES: 0172-2713293
- Banking Contact Number: 0172-2721026 , 0172-2770823
- PS to MD Contact Number: 0172-2714520
Email Us
- General Queries: harcobank@harcobank.org.in
- Support: itcell@harcobank.org
- Feedback: md@harcobank.org.in
Our Address
- Harco Bank Head Office,
- The Haryana State Co-operative Apex Bank Ltd S.C.O. No. 78-80 Bank Square
- Sector 17-B Chandigarh-160017,India.