Secure Your Future with a Harco Bank Savings Account
Grow your savings with competitive interest rates and enjoy flexible access to your funds.
Open Your Account TodayWhy Choose Harco Bank for Your Savings?
Competitive Interest
Earn attractive interest on your savings, helping your money grow steadily.
Trusted Security
Your funds are safe with us, backed by robust security measures and reliable banking practices.
Easy Digital Access
Manage your account conveniently through our modern mobile banking app and internet banking.
Extensive Branch Network
Access our services easily with our wide network of branches across Haryana.
Dedicated Support
Our customer service team is always ready to assist you with your banking needs.
Low Minimum Balance
Start saving with an accessible minimum deposit requirement, making banking easy for everyone.
Savings Account Key Features
| Feature | Details |
|---|---|
| Minimum Deposit | A minimum deposit of Rs. 500 is required to open a savings bank account. |
| Interest Rate | Enjoy an interest rate of 3.5% per annum on your savings account balance. |
| Withdrawal Limit | Maximum of 120 withdrawals permitted per year. Additional withdrawals may incur charges. |
| Account Holders | Individuals (singly or jointly) and Minors (operated by guardian) are eligible. |
| KYC Requirements | Mandatory submission of recent photographs, valid Identity Proof, and Residence Proof. |
| Inoperative Account | An account becomes inoperative if there are no transactions for 2 years. Rules apply for revival. |
New Saving Account Schemes
Naari Sashakti Yojana - Savings Scheme
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Minimum Balance:
Rs. 50,000/- per Month
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Target Audience:
Women above the age of 18 years
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Non-Maintenance Charges:
Rs. 500 + GST / per month
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Locker Charges:
Lifetime 50% waiver on annual charges
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Loan Processing Fee:
50% waiver on processing fee
Aarthik Samarth - Saving Bank Account
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Minimum Balance:
Rs. 50,000/-
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Non-Maintenance Charges:
Rs. 500 + GST / per month
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Account Features:
Account number of choice (Numeric or Alphabetic)
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Locker Charges:
50% waiver on annual charges for the first year (Category A).
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Loan Processing Fee:
50% Waiver on Loan Processing Fee
Eligibility & Required Documents
- Individuals (Singly or Jointly)
- Minors (Through a legally appointed guardian)
- Companies, Corporations, Firms are NOT eligible
- Clubs, Societies, or Associations are NOT eligible
- Recent Passport-size Photographs
- Valid Identity Proof (e.g., Aadhaar Card, Passport, Voter ID)
- Valid Residence Proof (e.g., Aadhaar Card, Utility Bill, Rent Agreement)
Please ensure all documents are valid and up-to-date.
Understanding Inoperative Accounts
A savings bank account is classified as inoperative if there are no transactions (deposits or withdrawals) for a continuous period of two years.
Inoperative accounts are transferred to the Unclaimed Deposit Account Ledger. For revival, please visit your nearest branch with your KYC documents.
Ready to Start Saving?
Open a Harco Bank Savings Account today and take the first step towards a financially secure future. Our team is here to assist you.
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