HARCO BANK हरको बैंक
THE HARYANA STATE CO-OPERATIVE APEX BANK LTD
E-KYC (Electronic Know Your Customer)
Experience a faster, paperless, and convenient way to complete your KYC with Harco Bank's E-KYC service.
What is E-KYC?
E-KYC, or Electronic Know Your Customer, is a digital and paperless process for verifying the identity and address of customers. Unlike traditional KYC which requires physical documents, E-KYC leverages digital platforms and databases, primarily Aadhaar, to instantly authenticate customer details. This streamlines the onboarding process for new customers and simplifies the re-KYC process for existing ones.
Harco Bank offers E-KYC services to provide a seamless and efficient banking experience. It reduces paperwork, saves time, and enhances convenience, allowing customers to complete their verification processes from anywhere, subject to regulatory guidelines.
Benefits of E-KYC
Instant Verification
Complete your KYC in minutes, without physical document submission.
Paperless Process
Contribute to a greener environment with a completely digital process.
Convenience
Perform KYC from the comfort of your home or office, using your mobile or computer.
High Security
Secure and authenticated process, reducing the risk of fraud.
Faster Account Opening
Expedites the account opening process, getting you started with banking sooner.
Wider Accessibility
Makes banking services accessible to a broader population, including remote areas.
Types of E-KYC
Aadhaar OTP-based E-KYC
- Instant verification using OTP sent to Aadhaar-registered mobile number.
- Allows opening of a 'small account' with certain transaction limits.
- Full KYC requires completion of Video KYC or branch visit within 12 months.
Video-based Customer Identification Process (V-CIP)
- A fully digital and secure method for completing full KYC remotely.
- Involves a live video interaction with a bank official.
- Requires Aadhaar, PAN, and a stable internet connection.
How to do E-KYC with Harco Bank
Initiate Process
Start your E-KYC process through Harco Bank's official website or mobile banking app (if available).
Enter Aadhaar/PAN Details
Provide your Aadhaar number and PAN details as prompted.
OTP/Video Verification
For OTP-based E-KYC, enter the OTP received on your Aadhaar-registered mobile. For V-CIP, complete the video call with a bank official.
Confirmation
Once verification is successful, you will receive a confirmation, and your KYC status will be updated.
Important Notes on E-KYC
Aadhaar Linkage
- Ensure your mobile number is linked to your Aadhaar for OTP-based E-KYC.
- Keep your original Aadhaar and PAN card ready for V-CIP.
Technical Requirements
- Stable internet connection for seamless video calls.
- Good lighting and a clear background for video verification.
- Working camera and microphone on your device.
Frequently Asked Questions
Experience seamless banking with E-KYC!
Complete your E-KYC with Harco Bank today and enjoy a quick, convenient, and secure banking experience.
Contact UsContact US
We're here to help! Reach out to us through the following channels or find your nearest branch.
Get In Touch
Call Us
- Customer Care: 0172-2713293
- CUSTOMER CARE NUMBER FOR DIGITAL SERVICES: 0172-2713293
- Banking Contact Number: 0172-2721026 , 0172-2770823
- PS to MD Contact Number: 0172-2714520
Email Us
- General Queries: harcobank@harcobank.org.in
- Support: itcell@harcobank.org
- Feedback: md@harcobank.org.in
Our Address
- Harco Bank Head Office,
- The Haryana State Co-operative Apex Bank Ltd S.C.O. No. 78-80 Bank Square
- Sector 17-B Chandigarh-160017,India.