Empowering Haryana's Communities Since 1966
Your trusted financial partner fostering economic growth and serving the people of Haryana with dedication.
About HARCO BANK
Welcome to Haryana State Cooperative Apex Bank Limited (HARCO BANK), your trusted financial partner committed to empowering communities and fostering economic growth. Established with a vision to serve the people of Haryana, we have been a cornerstone of the state's cooperative banking sector since our inception.
HARCO BANK occupies a vital position in the State economy and has been financing farmers, rural artisans agricultural labourers, entrepreneurs etc. in the State and serving its depositors for the last 58 years. The Short Term Coop. Credit Structure consists of three tiers i.e. HARCO BANK at State Level having 13 branches and 02 Extension Counters at Chandigarh and Panchkula. 19 Central Coop. Banks at district head quarters with their 581 branches, 24 extension counters and 773 PACS/PCCS/FSS (622 PACS, 150 PCCS and 1 FSS) catering to the financial needs of 30.06 lacs members who are residing mostly in rural areas of Haryana. The HARCO BANK from the humble beginning in November, 1966 has grown into a sound financing institution of outstanding credit worthiness. The performance of HARCO BANK has been adjudged as the best State Cooperative Bank in the country.
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About Finance
Understand our financial standing and policies.
Board of Directors
Meet the visionary leaders guiding our bank.
Officers
Discover the key personnel managing our operations.
Branches
Find a HARCO Bank branch near you.
DCCBs
Learn about District Central Cooperative Banks.
Policies & Compliance
Read about our commitment to transparency and regulations.
HARCOBANK operates on a robust three-tier cooperative credit structure, ensuring deep penetration and local reach.
Tier 1: HARCO BANK (State Level)
The Haryana State Co-operative Apex Bank Ltd. functions as the apex body, guiding and supporting the entire cooperative credit structure.
Branches & Extension Counters: 13
Tier 2: DCCBs
(District Level)
19 Central Cooperative Banks operate at the district level, serving as intermediaries between the state bank and grassroots societies.
Branches: Approx. 638
Tier 3: PACS/PCCS/FSS (Village Level)
Primary Agricultural Credit Societies (PACS), Primary Cooperative Credit Societies (PCCS), and Farmers Service Societies (FSS) directly serve members at the village level.
797 PCCS Serving Over 30.06 Lakh Members
This extensive network ensures that financial services reach even the remotest corners of Haryana.
Our Gallery
Our Leadership

Dr. Arvind Sharma
Hon'ble Cooperation Minister , Haryana

Sh. Vijayendra Kumar (IAS)
Additional Chief Secretary, Cooperation, Haryana

Dr. Prafulla Ranjan
MD/CEO Harco Bank, Haryana
Our Guiding Principles
Our Mission
To provide accessible, affordable, and innovative banking solutions that empower individuals, farmers, and businesses in Haryana, contributing to the state's socio-economic development.
Our Vision
To be the most trusted and preferred cooperative bank in Haryana, recognized for our customer-centric approach, operational excellence, and commitment to sustainable growth.
Our Values
- Integrity & Trust
- Customer Focus
- Community Engagement
- Innovation
- Professionalism
Harco Bank by the Numbers
Partner with a Bank That Cares
Experience the difference of banking with a cooperative institution dedicated to your financial well-being and the prosperity of your community.
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